Insurance Designed Exclusively for Condominium Associations

Key Coverage Benefits

Property

Guaranteed Replacement Cost

Property limits up to $250,000,000

Building Ordinance or Law Coverage – $300,000 included (higher limits available)

Sewer Backup at Guaranteed Replacement Cost

Earthquake Sprinkler Leakage (EQSL)

Split deductible and per unit deductible options available

Bare walls, original specs, and all-in coverages available

Earthquake coverage available in some states

General Liability

Comprehensive General Liability (various limits available)

Medical payments coverage for unit owners injured in common areas

Extended definition of bodily injury

Board members and officers included as insureds

Hired & Non-Owned Auto

Garage and Parking Liability coverage

Crime & Fidelity

Employee Dishonesty

Forgery or Alteration

Computer and Funds Transfer Fraud

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Building and Structures

Guaranteed Replacement Cost

Community Personal Property

Guaranteed Replacement Cost

Structural Glass and Signs

Guaranteed Replacement Cost

Building Ordinance or Law Coverages:
Loss to the Undamaged Portion of the Building Coverage

Guaranteed Replacement Cost

Demolition Cost Coverage

$300,000

Increased Cost of Construction

$300,000

Debris Removal

$300,000

Pollutant Clean-up and Removal

$25,000

Trees, Shrubs, and Plants

$20,000

Bridges, Docks, Piers, and Retaining Walls

$10,000

Money and Securities (Inside and Outside)

$15,000

Computer Equipment, Media, and Supplies

$25,000

Fine Arts

$50,000

Employee Dishonesty

$50,000

Computer Fraud

$50,000

Forgery or Alteration

$50,000

Accounts Receivables

$10,000

Valuable Papers and Records

$25,000

Elevator Collision

$100,000

Garage and Parking Liability:
Collision Coverage

$25,000

Comprehensive Coverage

$25,000

Machinery and Equipment Coverage

Guaranteed Replacement Cost

Eligible Classes:

Residential Condominium Associations, Mixed Commercial/Residential, Mixed Residential Condominiums with single family homes, and Phasing Associations

Available States:

AZ, CA, ID, IL, MI, NV, OH, OR, UT, WA, WI